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Income Protection Quotes
- Peace of mind and financial security for your family.
- ‘Above and beyond’ insurance advisors
- Get personalised advise & quotes based on your needs
ProtectAndInsure - Income Protection Made Simple
Income protection insurance provides financial support if you’re unable to work due to illness or injury, helping you cover essential expenses while you recover. It ensures you can focus on getting better without the added stress of lost income.
We make finding the right policy easy. With expert guidance, you can get cover that suits your needs and budget, so you and your family stay financially secure when it matters most.
Compare now and get started.
Helping You Find the Right Income Protection
Your ability to earn an income is one of your biggest assets. Income protection insurance provides financial support if you’re unable to work due to illness or injury, ensuring you can cover essential expenses while you recover.
We connect you with expert advisers who offer free, personalised advice to help you find the right cover at the best price. As your circumstances change, we review your policy annually to keep it relevant. Compare now and get started.
How It Works
- Share Your Needs
- Get Quotes & Expert Guidance
Get personalised quotes along with expert advice, ensuring you understand all your options and find the right coverage.
- Choose with Confidence
After reviewing your options and receiving expert insights, you’ll be ready to make an informed decision on the coverage that’s right for you.
Receive a personalized quote tailored to your needs.
Our experts will ensure you get the right coverage for your needs.
About Us
ProtectAndInsure connects you with trusted insurance advisers who can help you find the right coverage for
your needs.
Whether it’s life, health, or other types of insurance, our experts offer personalised advice and walk you through the best options, ensuring you secure the right protection with confidence and ease.
Frequently asked questions
Yes! Our service is completely free to use. We make money through commissions from insurers when you choose a policy through our platform, but this does not affect your premiums.
It replaces a portion of your income if you can’t work due to illness or injury.
The maximum cover is 75% of your pre-disability income.
Payment periods can do right up to age 70, depending on your need and the provider.
Anyone who relies on their income, especially self-employed or contractors should consider it.
They can be depending on how the policy is structured.
Some pre-existing conditions may be covered depending on their seriousness, complexity and recency.
Most policies have a waiting period (e.g., 4–13 weeks) before benefits begin.
Some policies offer partial payments if you can return to work on reduced hours.
Standard income protection covers illness/injury—not redundancy, unless you have add-on cover.
Your advisor will guide you through this process in your time of need – everything from completing claims for and working with you on any other document needed i.e., medical certificates and doctors reports; depending on what type of policy you have.
